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CYBERTECH acquires and screens loan applicants for lenders

CYBERTECH provides borrower acquisition for lenders in India, Kazakhstan, Nigeria and Peru. It is not a lender and not a bank partner: the lender defines the criteria and keeps the credit decision.

Updated 29 October 2026

A company registered in Armenia operates CYBERTECH

cybertech.marketing is operated by Общество с Ограниченной Ответственностью Кибертех, based in Yerevan, Armenia. The details below are for partner onboarding and due diligence.

DetailValue
Legal nameОбщество с Ограниченной Ответственностью Кибертех
Registered office105/1 Teryan St, office 601, Kentron, Yerevan 0009, Armenia
Company registration (Armenia)No. 273.110.1319504, registered 2023-05-24
Tax ID02890929
Email[email protected]

CYBERTECH is not a lender and not a bank partner.

The lender defines the criteria and CYBERTECH applies them

Applicants arrive from paid media, search, mobile products and app stores, CRM and referral traffic. The checks are described on the anti-fraud page, and the fraud patterns behind them in the fraud guides.

  1. The lender defines the criteriaThe lender defines the market, the product criteria and the capacity it wants. These rules are agreed per market and product during onboarding.
  2. Applicants are screenedEach applicant is checked on five points: device integrity, network, identity, behaviour and velocity, and fit to the lender's criteria. Signals are read together, and no single one decides.
  3. Suitable applicants are deliveredApplicants who pass are routed to the lender, by referral (a branded redirect or hosted portal) or by direct API. The integration page covers both.
  4. Outcomes come backWhere the integration allows it, referral delivery returns outcomes by S2S postback, and direct API delivery uses webhooks for status and capacity updates.

The lender keeps the credit decision

CYBERTECH does not make the credit decision. It screens applicants against the rules the lender defines and passes on those who fit; the final credit decision stays with the lender.

What is agreed before launch

ItemAgreed before launch
DeliveryReferral: the click and lead parameters and the postback setup, as in the postback guide. Direct API: field mapping to the lender's schema and a sandbox before go-live, as in the API guide.
Billable eventCPA on a qualified application or an agreed partner outcome, or CPD on a disbursed loan. The billable event is defined together. See pricing.
CapsDaily or monthly caps per market and product. Delivery throttles when a cap is reached.

Each launch is confirmed market by market

Supply varies by market and product, so each launch is confirmed market by market. See the pages for India, Kazakhstan and Peru, and for any market, including Nigeria, name your market and product in the partner form.

Send business enquiries through the form or by email

Write to [email protected] or use the partner form with your preferred integration. Both are for business enquiries only, so please do not send applicant or financial application data. If you applied for a loan, contact the lender you applied to about your application.

Discuss your market

Tell us the market, product and handoff you prefer. We will come back with supply availability and terms.

Discuss your market